Navigating mental health care can be challenging, but understanding the types of therapy your insurance covers is essential for getting the help you need. In 2023, Cigna continues to prioritize mental health by providing comprehensive coverage for various therapies and counseling services.
From individual and group sessions to innovative therapy approaches like cognitive behavioral therapy, this blog will outline what policyholders can expect when it comes to Cigna’s mental health benefits.
Key Takeaways
- Cigna provides comprehensive coverage for mental health therapy options, including individual and group therapy, family therapy, cognitive behavioral therapy (CBT), and psychiatric services.
- Policyholders can access confidential video therapy sessions from the comfort of their own home through Cigna’s telehealth services.
- Recovery support programs such as substance use disorder treatment and counseling are also covered by Cigna in 2023.
- While there may be limitations or exclusions on certain types of therapies or conditions, policyholders can utilize resources like Cigna’s Employee Assistance Program (EAP) to make the most out of their mental health benefits.
Understanding Cigna’s Mental Health Coverage
Cigna offers confidential therapy options, substance use disorder treatment, recovery support, video therapy sessions, and outpatient care coverage for their mental health insurance policyholders.
Confidential Therapy Options
Confidential therapy options play a critical role in ensuring individuals feel comfortable seeking help for their mental health concerns. Cigna recognizes the importance of privacy in mental healthcare, and as a result, they offer a variety of confidential treatment services for their policyholders.
For example, customers can access secure video therapy sessions that allow them to connect with therapists from the comfort and privacy of their own homes.
Cigna also maintains strict privacy policies when it comes to sharing information about your treatment with others. Policyholders can rest assured knowing that their personal data and therapy records are handled with discretion at all times.
In addition to these protective measures, some therapists may offer additional confidentiality options such as private entrances or flexible appointment times outside regular business hours so clients can avoid being seen by others while attending sessions.
Substance Use Disorder Treatment
Cigna’s mental health coverage for 2023 includes substance use disorder treatment. This means that policyholders can receive access to professional support and resources to help them overcome addiction or substance abuse issues.
Cigna covers different types of treatments, such as inpatient care, intensive outpatient programs, detoxification services, and rehabilitation therapies. Patients may also have access to certified recovery specialists who provide guidance and coaching on a range of topics related to wellness and sobriety.
Recovery Support
Cigna’s mental health coverage includes recovery support for those seeking addiction treatment. This support can include access to a recovery specialist who can provide guidance, education and resources as well as peer or group counseling sessions.
Customers looking for the best insurance that offers comprehensive addiction treatment should consider Cigna’s recovery support options as they provide necessary tools and resources needed in overcoming addiction.
Video Therapy
Cigna offers video therapy as part of its mental health coverage in 2023. Video therapy allows policyholders to connect with a licensed therapist virtually, from the comfort and convenience of their own homes.
This option is ideal for those who may have difficulty accessing in-person care, such as individuals living in rural areas or with limited mobility. Video therapy sessions are conducted through a secure online platform and provide real-time interaction between the patient and therapist.
In addition, Cigna’s telehealth services do not require any specialty equipment or hardware – all you need is an internet connection and a device with audio and video capabilities like your phone or laptop.
Outpatient Care Coverage
Cigna offers comprehensive coverage for mental health care, including outpatient care coverage. This means policyholders can receive treatment on an outpatient basis for a variety of mental health conditions, without needing to be admitted to a hospital.
Outpatient care includes access to counseling services such as individual therapy and group therapy sessions, as well as intensive outpatient programs that offer more immersive treatments.
Cigna also provides telehealth services for virtual appointments with licensed therapists or psychiatrists, making it easier than ever before to get the help you need from the comfort of your own home.
Types Of Mental Health Treatments Covered By Cigna
Cigna’s mental health coverage includes a variety of therapy options, such as individual and group therapy, cognitive behavioral therapy, eye movement desensitization and reprocessing (EMDR) therapy, family therapy, and psychiatric services.
Individual And Group Therapy
Cigna’s mental health coverage includes individual and group therapy, which are common types of talk therapy used to treat a variety of mental health conditions. Individual therapy typically involves one-on-one sessions with a licensed mental health professional who can help you work through personal challenges, manage symptoms, and develop healthy coping mechanisms.
In contrast, group therapy involves multiple people sharing their experiences in a guided setting led by a therapist.
It is important to review your specific Cigna plan details to determine the extent of your therapy coverage. Depending on your policy type and location, there may be limitations on the number of sessions or what types of therapists are covered under your plan.
Cognitive Behavioral Therapy
Cognitive Behavioral Therapy (CBT) is a type of mental health treatment that focuses on challenging and changing negative thoughts, beliefs, and behaviors. CBT has been shown to be effective in treating various mental health conditions, including depression, anxiety disorders, and PTSD.
With Cigna’s coverage for therapy in 2023, policyholders can access CBT as part of their mental health benefits. This approach involves working with a trained therapist to understand how thoughts impact emotions and behaviors and developing strategies to shift negative thought patterns into more positive ones.
Eye Movement Desensitization And Reprocessing (EMDR) Therapy
Cigna’s coverage in 2023 includes Eye Movement Desensitization and Reprocessing (EMDR) therapy, which is a unique approach to treating trauma-related disorders. This type of therapy involves recalling traumatic events while the therapist leads the patient in specific eye movements or other forms of bilateral stimulation.
EMDR has been shown to effectively treat PTSD, anxiety, and depression related to trauma.
Other covered therapies include cognitive-behavioral therapy (CBT), family therapy, individual and group therapy, and psychiatric services.
Family Therapy
Cigna’s mental health coverage includes family therapy, a type of therapy that involves the whole family in sessions aimed at addressing issues affecting the entire unit.
These sessions can help families improve communication, resolve conflicts, and build stronger relationships. Family therapy is particularly useful for families dealing with addiction, eating disorders, or other behavioral issues that affect everyone in the household.
With Cigna’s insurance plan for family therapy coverage comes access to trained professionals skilled in individual and group approaches to treatment. The company also provides telehealth services allowing policyholders to access care remotely from any location.
Psychiatric Services
Cigna’s coverage for mental health treatments includes access to psychiatric services. These are medical doctors who specialize in the diagnosis, treatment, and management of mental illness.
Having access to psychiatrists can be extremely beneficial for individuals with serious or complex mental health conditions that may require both therapy and medication.
Limitations And Exclusions In Cigna’s Coverage For Therapy
Cigna’s coverage for therapy includes limitations and exclusions such as session limits, out-of-network provider exclusions, and restrictions on certain types of therapy approaches.
Sessions Limits And Restrictions
It’s important to note that Cigna has set certain limits on the number of therapy sessions it will cover for its policyholders. These session limits may vary depending on your specific plan and the type of therapy you receive.
Additionally, there are often restrictions on how frequently you can attend therapy sessions with one provider, as well as requirements for progress reports from mental health professionals in order to continue receiving coverage.
It’s important to review your policy details carefully so you understand any limitations or exclusions that apply to your specific situation.
Out-of-Network Provider Exclusions
It’s important to note that Cigna’s mental health coverage may have limitations on out-of-network provider services. If you choose to see a therapist outside of Cigna’s network, your insurance plan may not cover the full cost or any costs at all.
To avoid potential surprise charges or unexpected fees, it’s best to check with Cigna about their specific out-of-network provider policies before seeking therapy. Additionally, always make sure that the therapist you’re working with is covered under your plan if possible.
Limitations On Certain Types Of Therapy Approaches
While Cigna’s mental health coverage is comprehensive, it’s important to note that there are limitations on certain types of therapy approaches. For example, some alternative therapies such as art or music therapy may not be covered by insurance.
It’s also important to keep in mind that Cigna’s coverage for mental health and substance abuse treatments may vary depending on your plan and location. It’s always a good idea to check with your provider before seeking treatment to ensure you understand what is and isn’t covered under your specific policy.
Exclusions For Certain Conditions Or Diagnoses
It’s important to note that while Cigna does provide mental health coverage for a wide range of conditions, there may be some exclusions for certain diagnoses or treatments.
Additionally, pre-existing conditions may also have limitations on coverage, such as bipolar disorder or schizophrenia. It’s important for policyholders to review their benefits and speak with a mental health professional in the Cigna network if they have any questions about their coverage.
Changes In Cigna’s Coverage For 2023
Cigna has made some changes to their mental health coverage for 2023. One noteworthy update is a new benefit that provides coverage for wellness screenings, including depression and anxiety assessments.
Additionally, Cigna will be expanding the availability of telehealth services for therapy sessions and appointments, which can be especially useful in rural areas or for people with transportation barriers.
However, it’s important to note that while Cigna does cover out-of-network mental health care providers in certain circumstances, there may still be limitations on these benefits depending on your specific policy.
Utilizing Cigna’s Resources For Therapy
Cigna offers a variety of resources for policyholders to assist with mental health needs, including their Employee Assistance Program (EAP), Behavioral Health Resources, and Telehealth Services which allow for remote access to care.
Cigna’s Employee Assistance Program (EAP)
Cigna offers an employee assistance program (EAP) to provide its customers with additional resources and support for their mental health. The EAP is a free, confidential service that offers counseling services, wellness screenings, legal and financial advice, as well as other resources.
These services are designed to help employees manage stress and improve their overall well-being.
Through the EAP, individuals can access short-term counseling sessions with licensed professionals in-person or over the phone. These sessions can address a wide range of concerns such as anxiety, depression, relationship issues, substance abuse problems and more.
Additionally, some employers may offer extended benefits through the EAP including life event coaching or referral for long term treatment if needed.
Cigna Behavioral Health Resources
Cigna offers a range of resources for customers seeking mental health and substance use treatment. Cigna’s Employee Assistance Program (EAP) is available to all policyholders and provides confidential counseling services, wellness screenings, and assistance with personal or work-related issues.
Cigna also covers dental care as well as Out-of-network coverage for mental health services. The company prides itself in providing flexibility when it comes to obtaining quality therapy treatments that match the unique needs of its customers.
Additionally, policyholders have access to specialized recovery support programs that offer personalized guidance on managing addiction and achieving long-term sobriety goals.
Cigna Telehealth Services
Cigna’s telehealth services allow policyholders to access mental health care from the comfort of their home. With a simple internet connection, customers can connect with licensed therapists and psychiatrists through secure video sessions.
Telehealth is particularly beneficial for those with busy schedules or mobility issues that make it difficult to attend in-person appointments regularly.
Moreover, Cigna has expanded its telehealth services offerings during the COVID-19 pandemic by waiving copays for all virtual care visits until further notice.
This policy includes not only mental health services but also wellness screenings and dental care via telehealth platforms.
FAQs And Conclusion
In conclusion, Cigna offers a range of mental health coverage options in 2023 to support their policyholders.
Cigna covers various types of therapy approaches, including individual and group therapy, cognitive behavioral therapy (CBT), family therapy, and psychiatric services.
To make the most out of Cigna’s mental health resources, policyholders can utilize their Employee Assistance Program (EAP), Behavioral Health Resources, and Telehealth Services.
If you have any questions about what therapy Cigna covers in 2023 or how to find a provider near you who accepts your insurance plan please contact them directly.
We Will Also Discuss How To Find Cigna Mental Health Professionals And Utilize The Resources They Offer, Including Telehealth Services
If you’re a Cigna policyholder looking for mental health support, you’ll be pleased to know that Cigna offers coverage for a range of therapy options.
However, it’s important to note that there are limitations and exclusions regarding the coverage of certain types of therapies as well as out-of-network providers.
Additionally, we will give you tips on how to find qualified Cigna mental health professionals near you and take advantage of their telehealth services – especially useful given the current global pandemic situation.
