Insurance-sponsored wellness programs are voluntary programs offered by health insurance providers like Cigna to encourage healthier lifestyles. These programs provide resources, tools, and incentives to help members make positive changes through activities like exercising, eating well, quitting smoking, and managing stress. The goal is to improve overall well-being and reduce preventable healthcare costs.
Cigna Gym Reimbursements
One popular incentive Cigna offers is gym reimbursements. Cigna provides partial reimbursement to members who work out at fitness centers a specified number of times per month. The reimbursement amounts and requirements vary based on the plan. For example, some plans offer $200 per year if members work out 12 days per month. The reimbursement helps offset gym membership costs.
How Cigna Compares to Other Insurance Wellness Benefits
Cigna offers robust wellness offerings comparable to other major insurance providers like UnitedHealthcare and Blue Cross Blue Shield. Key parts of Cigna’s wellness benefits include:
- Health assessments and biometric screenings
- Access to wellness portals with tools and activities
- Health coaching over the phone
- Gym reimbursement programs
- Smoking cessation and weight loss programs
- Discounts on fitness gear and gym memberships
Other insurers offer similar programs. A key difference is Cigna partners with gyms like LA Fitness to offer discounted gym access, while UnitedHealthcare has its own Optum Fitness Advantage gyms.
Cigna’s Fitness Program
Cigna provides members discounted access to over 11,000 fitness locations through the Cigna Healthy Rewards program. Members can search gyms near them and enroll to access the discounts. No reimbursement claims are necessary since the discount is applied upfront.
Examples of Cigna Reimbursement Offerings
Reimbursement amounts depend on the plan. Some examples of Cigna gym reimbursement offerings include:
- $20/month for visiting the gym 12 times
- $240/year for 12 monthly visits
- $200/year for 8 monthly visits
- $100 per 6-month period with 12 visits per period
- $150 per quarter with 9 visits per quarter
- $50 per month for 4 visits per month
How to Get Reimbursed by Cigna
To get reimbursed for gym visits, save documentation showing the gym name, your name, and date of visit. Submit monthly bundles either online or by mail. Reimbursement is provided once requirements are verified. It may take 4-6 weeks to receive the reimbursement. Fill the form here
How to File a Cigna Wellness Claim
Cigna offers an online wellness claim form to request reimbursement for wellness program participation. Members must create a myCigna.com account to access the form. Documentation like receipts can be uploaded for review. Claims can also be mailed with documentation to the address listed on the back of your Cigna ID card.
What Cigna Healthy Rewards Includes
Cigna Healthy Rewards provides discounts on gym memberships, fitness gear, nutrition programs, vision care, hearing aids, and more. The program is included with eligible health plans at no additional cost. Discounts range from 10-40% off retail prices.
Should Employers Offer Wellness Reimbursements?
Studies show wellness programs positively impact employee health and satisfaction. Providing reimbursements also gives a competitive edge for employee retention and recruitment. The incentives motivate participation, and the programs aim to reduce overall company healthcare costs. So wellness reimbursements are worth considering.
More Flexible Reimbursement Options
Some find Cigna’s reimbursement process cumbersome since it requires keeping and submitting documentation monthly. More flexible options are emerging, like mobile apps where users can check-in at gyms to earn rewards. These make verification and incentives more seamless. But for now, Cigna continues relying on its claims reimbursement process.
