does united health care cover gym memberships


Are you considering a gym membership but worried about the cost? If you have United Health Care insurance, you may be in for a pleasant surprise! In this blog post, we’ll answer the commonly asked question: “does United Health Care cover gym memberships?” We’ll explore the benefits of exercise, delve into fitness coverage provided by various UHC plans, and examine alternatives to help alleviate those pesky gym expenses.

Key Takeaways

  • United Health Care offers coverage for gym memberships through their various membership programs, including preventative care and fitness services like the Renew Active program for Medicare members and the Gym Check-In program for employees.
  • Gym memberships can provide numerous physical and mental health benefits such as reducing the risk of chronic diseases, improving mood, accessing fitness equipment and classes, finding social support/motivation.
  • Eligibility for UHC’s reimbursement or discount on gym membership fees varies depending on your plan. It is important to check with UHC customer service or review your plan details to understand what is covered under your specific plan.
  • If you have United Health Care insurance but are not eligible for its fitness benefits, other options available include SilverSneakers or employer wellness programs.

Understanding United Health Care Coverage For Gym Memberships

United Health Care offers coverage for gym memberships through their various membership programs, including preventative care and fitness services, such as the Renew Active program for Medicare members and the Gym Check-In program for employees.

UHC Membership Program

United Health Care (UHC) strives to provide its members with extensive benefits and wellness incentives, promoting a healthier lifestyle. Among these perks, UHC offers various programs and discounts that may cover gym memberships for eligible customers.

For example, some participants in Medicare Advantage plans or employer-sponsored plans might find their policies including coverage or reimbursements for fitness center membership fees.

One such offering is the Renew Active program designed specifically for Medicare beneficiaries. This comprehensive fitness solution enables enrolled members access to participating gyms at no additional cost while also offering exclusive content about health topics relevant to this age group.

Additionally, employees under certain corporate plans can benefit from the Gym Check-In Program which reimburses up-to $200 of qualified fitness expenses incurred annually at select locations.

Coverage For Preventative Care

United Health Care provides coverage for preventative care as part of their health plan benefits. This includes services like annual physical exams, recommended screenings such as mammograms or colonoscopies, and immunizations.

Preventative care is important to catch any potential health problems early on before they become more serious and costly to treat. UHC also offers wellness incentives for members who participate in certain healthy activities such as completing a biometric screening or attending a weight loss program.

Coverage For Fitness Programs And Services

One of the great things about United Health Care (UHC) is their coverage for fitness programs and services. This includes a variety of options such as exercise classes, personal training sessions, and nutritional counseling.

In addition to traditional gym memberships, UHC also offers access to alternative fitness programs like yoga, Pilates, and dance classes. These programs not only provide physical health benefits but can also improve mental well-being through stress reduction and relaxation techniques.

Coverage For Gym Memberships

United Health Care (UHC) provides coverage for gym memberships as part of its member benefits program. This means that if you have a UHC health insurance plan, you may be eligible to receive reimbursement or discounts on your membership fees at participating fitness locations.

The eligibility and benefits vary depending on the type of UHC plan you have, but generally, the coverage includes preventive care services like wellness visits and screenings, fitness programs and services such as exercise classes and personal training sessions, and gym memberships.

It’s important to check with UHC customer service or review your plan details to understand what is covered under your specific plan.

Medicare Advantage Plans

For those who are eligible for Medicare, United Health Care offers a program called Renew Active. This fitness program is designed specifically to help seniors stay active and healthy by providing access to gym memberships, fitness classes, and wellness resources at no additional cost.

With Renew Active, members can enjoy the benefits of exercise while also receiving support from a dedicated team of health and wellness experts. Plus, with discounts on gym memberships and reimbursements for qualifying fitness expenses (up to $200 per year), it’s easier than ever to maintain an active lifestyle.

Employer-Sponsored Plans

Employer-sponsored plans are a great way to access gym membership benefits through United Health Care (UHC). These plans are typically offered by employers as part of their employee benefits package and can include coverage for gym memberships, fitness classes, and other wellness programs.

For example, some employers may offer a Gym Check-In Program that rewards employees with incentives like gift cards or reduced insurance premiums for regularly visiting the gym.

Additionally, an employer may provide access to online resources or tools that help employees track their progress toward health goals.

Benefits Of Exercise And Gym Memberships

Regular exercise and gym memberships offer numerous physical and mental health benefits that can improve overall quality of life, such as reducing the risk of chronic diseases, boosting mood, accessing fitness equipment and classes, and finding social support.

Physical Health Benefits

One of the most significant benefits of having a gym membership is that it promotes better physical health. Exercise can help you maintain a healthy weight, reduce your risk of developing chronic diseases such as diabetes and heart disease, and improve your overall physical fitness.

A gym membership allows you to access various workout equipment, classes, and facilities that can cater to different fitness levels and goals. For example, if you’re looking to build strength and resistance training is important for you then a gym with free weights or machines will be the right fit for you.

Additionally, some United Health Care plans offer reimbursement options for qualified fitness expenses such as personal trainer fees or gym membership fees which encourages more people to take advantage of these resources to achieve their health goals in an affordable manner without breaking bank account.

Mental Health Benefits

In addition to the physical health benefits, gym memberships can also provide significant mental health benefits. Regular exercise has been shown to lower stress and anxiety levels, improve mood and sleep quality, increase self-esteem, and reduce symptoms of depression.

Joining a gym can also provide a sense of community and social support.

United Health Care understands the importance of these mental health benefits and offers coverage for gym memberships as part of their wellness programs. By including regular exercise in your daily routine, you not only improve your physical health but also boost your mental wellbeing.

Access To Fitness Equipment And Classes

By having coverage for gym membership through United Health Care, you can gain access to a variety of fitness equipment and classes that may not be available at home or in your community.

Many gyms offer state-of-the-art facilities with weights, machines, cardio equipment, and more. You can also find classes like yoga, Pilates, cycling, high-intensity interval training (HIIT), dance aerobics, and many others to help you mix up your routine and stay motivated.

Additionally, some gyms have personal trainers available who can create tailored workout routines to suit your individual needs and goals.

Social Support And Motivation

One of the benefits of a gym membership is the social support and motivation that comes with it. Working out with others can be a great way to boost your mood, reduce stress, and stay motivated.

When you join a gym or fitness program covered by United Health Care, you’ll not only have access to state-of-the-art equipment and classes but also a community of like-minded individuals who share your health goals.

Whether it’s sharing tips on healthy eating or cheering each other on during a tough workout session, having someone in your corner can make all the difference in achieving long-term success in your fitness journey.

Reduced Risk Of Chronic Diseases

In addition to the physical and mental health benefits of exercise, gym memberships can also help reduce your risk of chronic diseases. Regular physical activity has been shown to lower blood pressure, decrease insulin resistance, and improve cholesterol levels.

By joining a gym or participating in fitness programs covered by United Health Care (UHC), you have access to equipment and classes that can help you maintain a healthy lifestyle.

With UHC’s Renew Active Program for Medicare members, you can even get a free gym membership and discounts on fitness classes.

Eligibility And Benefits Of UHC Fitness Programs

Learn about the Renew Active Program for Medicare Members, Gym Check-In Program for Employees and how to get up to $200 reimbursement for qualified fitness expenses.

Renew Active Program For Medicare Members

Renew Active is a fitness program designed specifically for United Health Care Medicare members. This program offers free gym memberships, access to online exercise videos, and personalized fitness plans to help seniors stay active and healthy.

Members can also earn rewards by completing wellness activities such as taking nutrition classes or attending health seminars.

To participate in the Renew Active Program, members need to have both United Health Care insurance and a gym membership at a participating location. The program covers up to two visits per week at no additional cost, making it an affordable way for seniors to stay active and reduce their risk of chronic diseases like diabetes or heart disease.

Gym Check-In Program For Employees

United Health Care offers a Gym Check-In Program for employees as part of their employer-sponsored plans. This program allows employees to earn wellness incentives by simply visiting a participating fitness location and checking in using the UnitedHealthcare app or website.

Some of the rewards that employees can earn through this program include discounts on gym memberships, gift cards, and even cashback. Additionally, employers may offer additional wellness incentives such as lower insurance premiums or bonus payments for meeting specific health goals.

Up To $200 Reimbursement For Qualified Fitness Expenses

With United Health Care’s fitness programs, you can receive up to $200 reimbursement for qualified fitness expenses. This means that eligible customers who have completed their workouts or exercise classes can submit claims and get reimbursed for the cost of qualified fitness expenses like gym memberships, personal training sessions, and wellness workshops.

There are several ways to access these benefits: Renew Active Program for Medicare Members, Gym Check-In Program for Employees, discounts on gym memberships, free gym membership through Renew Active and reimbursements on fitness expenses such as equipment purchases or workout clothes.

Free Gym Membership Through Renew Active

Renew Active is a fitness program offered by United Health Care that provides eligible members with free gym memberships at participating locations across the country. This program is available to Medicare Advantage Plan members and offers access to more than 7,000 gyms nationwide.

To enroll in Renew Active, you must first confirm your eligibility through your UHC account or by calling customer service. Once confirmed, you can locate participating gyms near you using the online search tool.

You’ll then need to visit one of these locations and complete a gym check-in within 30 days of enrollment to activate your free membership.

Discounts On Gym Memberships

Apart from the reimbursement for fitness expenses, United Health Care also offers significant discounts on gym memberships to help members achieve their health goals. By taking advantage of these discounts through participating gyms and fitness centers, members can access state-of-the-art facilities at an affordable cost.

Some plans offer up to 50% off monthly fees or waive enrollment fees altogether.

Accessing these discounts is easy- just use UHC’s Gym Locator tool to find a participating gym near you and take advantage of the reduced prices. Alternatively, check with your employer about any available corporate wellness programs that include discounted gym memberships as part of their benefits package.

How To Access UHC Fitness Benefits

Learn how to check your eligibility for UHC fitness benefits, enroll in the Renew Active program, find participating fitness locations near you, and submit reimbursement claims by reading more about the easy steps to access your gym membership coverage.

Checking Eligibility And Enrollment Options

To access United Health Care’s gym membership benefits, customers will need to first determine their eligibility and enrollment options. This can vary based on the specific plan they have enrolled in, whether it be through Medicare or an employer-sponsored plan.

Once confirmed, eligible members can then search for participating fitness locations using online tools provided by UHC. These tools can also help guide members through the enrollment process for specific fitness programs, such as the Gym Check-In Program offered to employees of participating companies.

Additionally, members may be able to receive discounts on gym memberships at partner locations through UHC’s discount program partnerships.

Finding Participating Fitness Locations

To access United Health Care’s fitness benefits, you need to find a participating gym or fitness center near your location. Fortunately, UHC offers a helpful tool that allows members to search for qualified locations easily.

All you have to do is visit UHC’s website and use their “Fitness Location Finder” tool.

Aside from using the online finder, many gyms and fitness centers display signs indicating participation in Renew Active or Gym Check-In programs. It would be best if you considered asking gym staff directly about their involvement with UHC programs when looking for more options.

Submitting Reimbursement Claims

To access United Health Care’s gym membership coverage, you may need to submit reimbursement claims for qualified fitness expenses. Whether you’re enrolled in a Medicare Advantage plan or an employer-sponsored plan, submitting claims is usually straightforward and can be done online or by phone.

First, make sure you keep receipts and documentation of fitness-related expenses, such as gym memberships or exercise classes. Then, log into your UHC account to find the appropriate reimbursement form and fill it out with the necessary information.

For example, if you are enrolled in the Renew Active program for Medicare members and have paid for a qualifying gym membership out-of-pocket within the past 90 days, simply log into your UHC account to complete an eligible expense form under “My Account”.

Be sure to include proof of payment (such as a receipt), along with any other required details such as dates of service or provider information. If approved, UHC will send reimbursement directly to your bank account via Electronic Funds Transfer (EFT).

Contacting Customer Service

If you have any questions about your United Health Care fitness benefits or need assistance with accessing gym memberships, reaching out to customer service is the best way to get help.

The UHC website provides a phone number and email address for members to contact their customer service team.

When contacting customer service, be sure to have your plan information ready so that they can better assist you. Whether you’re looking for eligible gym locations near you, needing help enrolling in Renew Active program, or submitting reimbursement claims, the customer service representatives are knowledgeable and eager to help.

Alternatives To UHC For Gym Memberships Coverage

Looking for other options besides UHC? Check out SilverSneakers, Medicaid, employer wellness programs, discount programs and partnerships, or government programs that may offer gym memberships coverage.

Other Health Insurance Providers

Aside from United Health Care, there are other health insurance providers that cover gym memberships. Some popular options include Aetna, Blue Cross Blue Shield, and Humana.

Each provider has different eligibility requirements and benefits for fitness-related expenses. For example, some plans may offer discounted gym memberships or reimburse a portion of the membership fee.

Another option for gym coverage is SilverSneakers, a program offered by many Medicare Advantage plans.

No matter which provider you choose, it’s essential to understand the details of your health plan benefits and how they apply to your fitness goals.


If you’re looking for an alternative to United Health Care’s gym membership coverage, consider the SilverSneakers program. This popular program offers free gym memberships to eligible Medicare beneficiaries at over 16,000 participating fitness centers across the country.

In addition to access to fitness equipment and classes, participants also receive social support and motivation through group activities and events. Eligibility for the program varies by plan, but typically includes individuals aged 65 or older who are enrolled in a Medicare Advantage plan that offers SilverSneakers as a benefit.


Another alternative to United Health Care for gym membership coverage is Medicaid. Depending on your state and income level, you may qualify for Medicaid to help cover medical expenses, including preventative care and wellness programs such as gym memberships.

In some states, Medicaid offers fitness benefits specifically tailored towards certain populations such as pregnant women or individuals with disabilities. Check with your local Medicaid office to see if you are eligible and what types of fitness benefits are offered in your area.

Employer Wellness Programs

Employer Wellness Programs are gaining popularity as employers recognize the benefits of creating a healthy and active workforce. These programs aim to improve the overall health and wellbeing of employees through activities such as on-site fitness classes, company-wide health challenges, free or discounted gym memberships, and incentives for healthy behaviors like regular exercise or smoking cessation.

Many employer-sponsored United Health Care plans include wellness program options for their employees. By participating in these programs, members can earn rewards such as gift cards or lower insurance premiums while improving their physical health and mental wellbeing.

Some employers even offer on-site gyms or partnerships with local fitness centers to make it easier for employees to stay active during work hours.

Discount Programs And Partnerships

Apart from the coverage provided by United Health Care, there are other options for customers looking for gym memberships discounts and incentives. Many gyms have partnerships with UHC to provide members with discounted rates on fitness services.

For example, some gyms offer up to a 30% discount on regular membership fees when you sign up as a UHC member.

Another option is employer wellness programs which often include gym incentives such as discounts, reimbursements, or even free gym memberships as part of employee benefits packages.

These can be particularly useful for those who work full-time since they help maintain a healthy work-life balance while staying in shape. Finally, government-funded health insurance plans like Medicaid may provide coverage for preventative care and gym memberships under certain circumstances.

Government Programs

In addition to United Health Care’s fitness programs, there are also government programs that may help cover gym memberships and other wellness incentives. Medicaid, for example, can provide coverage for preventive care services related to physical activity as well as nutritional counseling.

Additionally, some states offer their own health and wellness plans that include benefits such as exercise classes reimbursement and gym discounts. It’s important to check with your state’s program eligibility requirements to see if you qualify.

Another option is the Health Savings Account (HSA), which allows you to save pre-tax dollars towards qualified medical expenses including gym membership fees and exercise equipment purchases.


In conclusion, United Health Care offers various fitness programs and benefits that can help you achieve your health and wellness goals. From gym membership coverage to reimbursement for qualified fitness expenses, UHC makes it easy for members to access physical activity resources.

With the many physical and mental health advantages of exercise, enrolling in a gym through your UHC plan is an excellent option for staying healthy and happy. And if you’re not eligible for UHC’s fitness benefits, there are still other options available such as SilverSneakers or employer wellness programs.

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