does mayo clinic accept united health care?


Navigating the world of health insurance and medical facilities can be a daunting task, especially when you need to determine if your specific provider is accepted by an esteemed institution like Mayo Clinic.

If you’re wondering whether Mayo Clinic accepts United Health Care, look no further! This blog post will provide insights into their network agreement, in-network access for various plans, and helpful tips on navigating this essential aspect of healthcare management.

Key Takeaways

  • Mayo Clinic accepts United Health Care insurance plans, providing in-network access for commercial plan customers and seniors with Medicare Advantage.
  • Patients should understand the coverage limitations of their specific insurance plan and check in-network providers before scheduling appointments at Mayo Clinic.
  • Additional payment options are available for services not covered by insurance, and patients can work directly with United Healthcare representatives to navigate their insurance coverage.
  • Verifying your insurance coverage with Mayo Clinic’s billing and insurance department or through online resources is essential before seeking care.

Understanding Mayo Clinic And United Health Care

Mayo Clinic offers world-class healthcare services, while UnitedHealthcare is a leading health insurance provider.

Overview Of Mayo Clinic Services

Mayo Clinic is renowned for its comprehensive, patient-centered approach to healthcare. Offering a wide range of services, this world-class medical institution is divided into three main areas: clinical care, research, and education.

Patients can expect top-notch treatment from highly-skilled specialists spanning various disciplines, such as cardiology, neurology, oncology and beyond.

At Mayo Clinic campuses in Arizona, Florida and Minnesota – along with several affiliated facilities across the country – patients receive cutting-edge diagnostic procedures and treatments supported by innovative technologies that are integrated seamlessly to provide personalized care.

The clinic’s dedication to improving health outcomes has made it a leader in many specialties; for instance, Mayo Clinic is consistently ranked among the best hospitals nationwide for cancer treatments and surgeries related to heart diseases or orthopedics.

Overview Of United Health Care Insurance

United Health Care is one of the largest health insurance providers in America, offering a wide range of coverage to individuals and families. They provide access to a broad network of healthcare providers across the country, including primary care physicians, specialists, hospitals, and clinics.

At United Health Care you can choose from several plan options depending on your budget and needs. Their plans include HMOs (Health Maintenance Organizations), PPOs (Preferred Provider Organizations), EPOs (Exclusive Provider Organizations) among others.

Each plan has its own set of benefits and limitations so it’s important to read all the details before selecting one that works best for you.

The Agreement Between Mayo Clinic And UnitedHealthcare

Mayo Clinic and UnitedHealthcare have a multi-year network relationship, which allows commercial plan customers and seniors with Medicare Advantage in-network access to Mayo Clinic clinics.

Multi-Year Network Relationship

Mayo Clinic has established a multi-year network relationship with UnitedHealthcare, which means that patients who have enrolled in United Health Care insurance plans can have access to Mayo Clinic’s clinical care services.

This agreement allows commercial plan customers and seniors with Medicare Advantage to be treated as in-network members of the Mayo Clinic health system. The partnership ensures that patients receive high-quality healthcare services at an affordable cost, while providing them with peace of mind knowing they are covered by their insurance plan.

In-Network Access For Commercial Plan Customers

If you’re applying for a commercial plan through United Health Care, it’s important to know that Mayo Clinic is an in-network provider. This means that you can receive medical services from Mayo Clinic at a potentially lower price than if you were to seek care out-of-network.

With this agreement between Mayo Clinic and UnitedHealthcare, commercial plan customers have access to a wide range of clinical care specialties provided by some of the best healthcare providers in the country.

In-Network Clinic Access For Seniors With Medicare Advantage

If you are a senior with Medicare Advantage looking for comprehensive medical care, Mayo Clinic has good news: they have an agreement with UnitedHealthcare that provides in-network clinic access for you.

This ensures that you can receive quality clinical care right at the Mayo Clinic facilities without having to worry about out-of-network fees and charges. By being part of the UnitedHealthcare network, seniors can get treatment at any of the approved clinics or hospitals without needing referrals from primary physicians.

Mayo Clinic’s dedicated team works closely with insurance providers like United Healthcare to make sure patients always feel supported and secure when it comes to their healthcare needs.

The multi-year network relationship between these two industry leaders enables them to offer patients excellent medical services and coverage options. Seniors who choose Mayo Clinic’s services through their Medicare Advantage plan should confirm their eligibility by contacting their provider directly or speaking with a Mayo Clinic billing representative before making appointments.

Does Mayo Clinic Accept United Health Care?

Yes, Mayo Clinic currently accepts United Health Care insurance plans. However, understanding the coverage limitations and in-network providers is important when seeking care with this insurance provider.

Review Of United Health Care Plans Accepted By Mayo Clinic

Mayo Clinic does accept a range of United Health Care plans, which offer innetwork access to its medical facilities and providers. These include commercial plans like Choice, Choice Plus, Options PPO and Compass (as well as Navigate), among others.

Seniors with Medicare Advantage can also enjoy in-network clinic access through the agreement between Mayo Clinic and UnitedHealthcare. However, coverage limitations do apply based on the specific plan you have chosen- it is essential to review your policy details carefully before seeking care at Mayo Clinic or any healthcare provider.

Additional Payment Options For Services Not Covered By Insurance

It’s important to note that not all health services are covered by insurance, and this includes some of the specialized treatments and procedures offered at Mayo Clinic. If you have a United Health Care plan that doesn’t cover certain services or treatments, there are additional payment options available to help manage the costs.

These may include financing programs, payment plans, or self-pay discounts. In addition, Mayo Clinic offers financial assistance for those who meet certain criteria based on income and other factors.

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Understanding The Coverage Limitations

It’s important to understand that not all medical services provided by Mayo Clinic are covered under United Health Care insurance plans.

For example, some experimental treatments or specialized surgeries may not be covered under insurance plans, leaving patients responsible for paying the full cost of treatment.

However, Mayo Clinic does offer additional payment options for these services and works with patients to find financial assistance options when possible.

How To Verify Insurance Coverage At Mayo Clinic

To ensure that you have the proper coverage, it is important to verify your insurance with Mayo Clinic’s billing and insurance department or by utilizing their online resources – read on to discover more about how to do this.

Contacting Mayo Clinic’s Billing And Insurance Department

If you need to verify your insurance coverage at Mayo Clinic, contacting the billing and insurance department is a great place to start. These representatives can provide information about the United Health Care plans accepted by Mayo Clinic and any additional payment options for services not covered by insurance.

One customer shared that when they called Mayo Clinic’s billing department, they were pleasantly surprised with how patient and understanding the representative was in helping them navigate their insurance coverage.

The representative took the time to explain everything in detail and provided resources for further assistance if needed.

Utilizing Online Resources To Confirm Coverage

One of the easiest ways to confirm your insurance coverage at Mayo Clinic is by utilizing their online resources. The Mayo Clinic website has a dedicated section for insurance and billing, where you can find information about which insurance plans they accept.

Before using any online resource, make sure that you have all the necessary information on hand, such as the name of your insurer and plan type. Some insurers may require pre-authorization or referral before confirming your eligibility for services at Mayo Clinic, so it’s important to be aware of any additional requirements before seeking care.

Checking For Any Additional Requirements Or Pre-authorizations

It’s important to understand that, in some cases, additional requirements or pre-authorizations may be necessary before receiving care at Mayo Clinic with United Healthcare insurance.

These requirements could include things like referrals from a primary care physician or prior approval for certain treatments or procedures.

One example of this is the need for pre-authorization for specialty services such as physical therapy or diagnostic imaging. To avoid any surprises, it’s essential to clarify what procedures require pre-authorization and how long it takes for approval.

This will help ensure you’re prepared and know what to expect during your visit at Mayo Clinic.

Tips And Considerations When Seeking Mayo Clinic Care With United Healthcare

When seeking Mayo Clinic care with United Healthcare, it is important to understand your coverage options, check your in-network providers, work with United Healthcare representatives, consider appointment scheduling and wait times, and arrange for travel and lodging if necessary.

Understanding Your Coverage Options

It’s essential to understand your coverage options when seeking care at Mayo Clinic with United Healthcare. Before scheduling appointments or seeking medical services, it’s crucial to ensure that they are covered by your insurance plan.

You can start by checking online resources provided by both Mayo Clinic and United Healthcare for a list of in-network providers. If you need further assistance, you can contact the billing and insurance department at Mayo Clinic, who will help verify your coverage and provide additional guidance on how to meet any requirements or pre-authorizations necessary before receiving care.

Checking Your In-Network Providers

Before scheduling an appointment at Mayo Clinic, it’s important to check your insurance plan for in-network providers. You can do this by going to United Health Care’s website and searching for doctors or hospitals in the provider network.

Additionally, you can contact United Health Care representatives who can provide more information about your coverage and answer any questions you may have about finding an in-network provider.

Working With United Healthcare Representatives

When seeking care at Mayo Clinic with United Healthcare insurance, it’s important to work closely with their representatives. These professionals can help you navigate the complex world of health insurance and ensure that you have the coverage you need for your medical treatments.

Having a good rapport with your United Healthcare representative can make all the difference when it comes to getting timely access to high-quality medical care. So don’t hesitate to reach out and establish a relationship early on in your healthcare journey.

Appointment Scheduling And Wait Times

Booking an appointment with Mayo Clinic using your United Healthcare insurance policy is relatively simple. The quickest way to schedule an appointment would be through the online patient portal, accessible via the official Mayo Clinic website.

While wait times for appointments may vary based on a range of factors such as specialty and provider availability, patients with in-network coverage through United Health Care can rest assured that their medical needs will be taken care of by qualified professionals.

However, it’s worth noting that out-of-network services may take longer due to additional processing time required by insurers outside Medicare Advantage plans’ network agreements or commercial plan customers with exclusive carrier plans.

Travel And Lodging Arrangements

When seeking medical treatment at Mayo Clinic with United Health Care, patients may need to make travel and lodging arrangements. Mayo Clinic has a dedicated travel and lodging team that can assist patients in finding affordable and convenient accommodations.

Patients should consider booking their travel and lodging well in advance of their appointment to ensure availability and avoid higher costs during busy periods. Additionally, some insurance plans may provide coverage for travel expenses related to medical care, so it’s important to check with your provider before making any reservations.

Additional Financial Assistance Options

Mayo Clinic is committed to providing excellent patient care, and that extends to making sure patients have the financial resources they need. In addition to insurance coverage, Mayo Clinic offers several options for financial assistance that can help offset the cost of medical care.

Patients who qualify may be eligible for discounted fees based on income and family size, as well as interest-free payment plans or charity care. Additionally, Mayo Clinic has partnerships with several non-profit organizations that provide scholarships and grants for healthcare expenses.

Frequently Asked Questions

What other insurance providers does Mayo Clinic accept? Does Mayo Clinic accept Aetna Medicare Advantage? What is Mayo Clinic’s insurance phone number?

What Other Insurance Providers Does Mayo Clinic Accept?

Mayo Clinic does accept a wide range of insurance providers in addition to UnitedHealthcare. Some of the major insurance plans that are accepted include Aetna, Blue Cross Blue Shield, Cigna, Humana, and Medicare.

It’s important to note that coverage varies between insurance plans and may also depend on specific services or procedures being offered at Mayo Clinic. If you have questions about whether your insurance will be accepted at Mayo Clinic, it’s best to contact their billing and insurance department directly for more information.

Does Mayo Clinic Accept Aetna Medicare Advantage?

Yes, Mayo Clinic does accept Aetna Medicare Advantage. In fact, as part of their multi-year network relationship with UnitedHealthcare, Mayo Clinic provides in-network clinic access for seniors with Medicare Advantage plans.

This means that if you have an Aetna Medicare Advantage plan and are seeking care at Mayo Clinic facilities or providers, you can do so within your plan’s network coverage without having to worry about out-of-pocket costs or higher charges for receiving an out-of-network service.

What Is Mayo Clinic’s Insurance Phone Number?

If you are looking to verify your insurance coverage at Mayo Clinic, the best way to get in touch with their billing and insurance department is through their dedicated phone number.

You can call 507-284-2274 for assistance with any questions related to insurance coverage or payment options.

It’s essential to keep in mind that while having health insurance is crucial, understanding your coverage limitations is equally important. It’s always advisable to check if your United Health Care plan covers the particular services you require before scheduling an appointment at Mayo Clinic.


In conclusion, Mayo Clinic does accept United Health Care insurance. Patients with commercial plans and seniors with Medicare Advantage can access in-network clinic services at Mayo Clinic.

It’s important to understand the coverage limitations, verification process, and work directly with United Healthcare representatives when seeking medical care at Mayo Clinic.

Make sure to check for additional payment options for any services not covered by insurance.

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